Financial Education Seminars

The Personal Assistance You Need to Address Your Changing Benefits

Transition Solutions - Evolution Financial Group Colorado

You have important benefit decisions to make. The good news is... We can help.

Any changes to your group benefits can be confusing. There are so many things to think about: What are all your options? Are there deadlines? What are the best choices for you and your family?

Changes to your group benefits shouldn't compromise the financial security you and your family deserve. We provide financial education for employees, which provides you with the dedicated support you need to make effective, time-sensitive decisions that align with your financial objectives. 

Evolution Financial Group can:

  • Answer your questions about the life insurance continuation options available to you;
  • Provide you with detailed information about the life insurance products and financial services available to you;
  • Help you maintain your valuable life insurance protection;
  • Provide information about health insurance coverage alternatives; and
  • Offer guidance for handling your lump-sum pension or 401(k) account.

How will you protect your family's financial future?

Life insurance protection is something you may need whether you're working or not. It's the way many people provide financial security for themselves and their families. There are many choices available for protecting your family with life insurance:

  • Should you apply for your own medically underwritten policy? If so, how much coverage and what type of policy do you need?
  • Are there other continuation options you need to consider?
  • And, because the amount of an individual policy may be limited through conversion, will you need additional coverage?
  • Do your dependents have group coverage as well? If so, they may also convert.
  • How much time do you have to decide?

What option is right for you?

Evolution Financial Group can help you analyze your needs, decide which option works best for you, and implement the agreed-upon solution. 

Evolution Financial Group Colorado

What will you do with your 401(k) or pension plan distribution?

What are your options? Let's get together to discuss your options and what may work for your situation. 


Because if you're under age 59 1/2, the distribution may be subject to a penalty charge plus the payment of regular taxes—unless handled properly. The steps you take now will determine how your savings will continue to work for you and whether you will give up a sizable amount to taxes and penalties.

  • Should you pocket the money? Perhaps buy a new car or take a vacation?
  • Should you transfer or “roll over” the money into an Individual Retirement Account?
  • Should you leave the money in your former employer's plan?
  • Or, if you're taking another job, should you transfer the funds into your new employer's retirement program?
  • Is there a deadline? 

It is important to note that each of these possible options can present investors with both advantages and disadvantages. This will depend largely upon the unique financial needs and circumstances of individual investors. Many people lose valuable tax benefits or suffer tax penalties by doing nothing or waiting too long to make a decision. Don't let that happen to you! We can help you determine the best option for you based on your tax situation and desired investment strategy.

Evolution Financial Group and its representatives do not provide tax or legal advice. Please consult your tax advisor or attorney for such guidance.